Long-term care insurance: Why those in their 70s should act now

Long-term care insurance isn’t a product that most younger adults are racing to get their hands on. However, the need for this type of insurance grows exponentially as you age. Once you reach 65 years old, you have a significantly elevated need for long-term care assistance. So, if you’re in your 70s and don’t already have coverage, now is the time to act.

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*Originally published in CBS News’ MoneyWatch: Managing Your Money