New CBS News Feature Underscores Importance of Proactive Planning and Expert Guidance in Long-Term Care Decisions

New CBS News Feature Underscores Importance of Proactive Planning and Expert Guidance in Long-Term Care Decisions

[Durham, NC] – [March 2, 2024]  – – A recent CBS News article titled “Long-term care insurance dos and don’ts to know, according to experts,” highlights the critical role of proactive planning and seeking professional guidance when navigating the complexities of long-term care options.

The article offers valuable insights, emphasizing key considerations including the importance of being proactive, not relying on government programs, understanding how current health impacts acceptance, and more.

Addressing the Complexities of Long-Term Care Planning

As the article aptly points out, long-term care needs are highly personalized and require a deep understanding of available options and their customization possibilities. Consulting with a qualified professional with specialized knowledge and expertise in long-term care planning can be invaluable.

The article features Kelly Augspurger an instructor for the Certification for Long-Term Care (CLTC®). Kelly’s quote in the CBS News feature provides valuable insights into two key aspects of long-term care planning:

• Proactive planning: Augspurger emphasizes the importance of being proactive in purchasing long-term care insurance and the importance of one’s health and financial situation in this process.
• Understanding younger and healthier is better: Augspurger further clarifies that age and health status significantly impact the cost and availability of long-term care insurance. She advises, “The healthier and younger you are, the less expensive it will be and the more options you will have.” This emphasizes the financial benefit of exploring long-term care insurance options earlier in life while generally in better health.

Empowering Individuals Through Expert Advice

Celeste Cobb, CLTC and Director of Education for the Certification for Long-Term Care (CLTC), highlights the importance of seeking guidance from qualified professionals:

“At CLTC, we understand that navigating long-term care options can be complex and personal. We encourage individuals to connect with a certified CLTC graduate through our ‘Find a CLTC‘ tool. Planning professionals that carry the CLTC designation have the expertise and understanding to provide guidance tailored to a client’s circumstances and needs. They are in a unique position to help clients explore options to ensure they make informed decisions about their future care.”

About the Certification for Long-Term Care (CLTC):

The CLTC is a recognized professional designation for individuals demonstrating comprehensive knowledge and expertise in long-term care. CLTC® professionals play a vital role in supporting individuals and families through the various facets of long-term care planning.