A well-positioned husband and wife met with their wealth advisor and discussed a plan for extended care protection. The husband was confident they could “self-fund”. Within a couple years, he was diagnosed with dementia and his wife was left with dwindling assets and runaway expenses.

Mike discusses his experience with his grandmother’s care. She bought a long-term care insurance policy, but overlooked the possibility that she could outlive the coverage. There was no plan for that and that’s when the trouble began.

When a couple approached Chuck after an extended care planning seminar, they were sure they had an extended care plan all sewn up! No help needed! And then Chuck got a call two months later. Seems the plan wasn’t so great after all.

Carolyn became the unexpected primary caregiver for an elderly couple who had a plan and then had to face an unexpected reality. All was going well until both were diagnosed with a serious and debilitating illness at the same time.

Learn about a retired farmer who had the future all worked out with his son. Some day he would inherit the farm that he would work in the meantime. But then there was a new wife, an unexpected diagnosis, and suddenly the farm was gone!